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Already exists in EU.


As far as I know, there is no common, open banking API in the EU, unless you are talking about IBAN, which is more like an exchange framework.


Open Banking aka PSD2 exists, and it is very different from IBAN.


unfortunately, individuals are not allowed to make use of it for private purposes. You must be a registered business and then be entered in a register before you get any keys.




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