Paypal stranded me in Atlanta when I rented a room for a week and they denied the charge. So I called their customer service and got the worst customer service experience of my life. The rep would talk over me, literally speak gibberish, and then hung up.
I couldn't even get them to speak to them. Their system denied my payment dispute (for which I could show obvious fraud) instantly--within 20 seconds. And then when I called they refused to talk since it was denied.
Luckily I paid through my credit card on Paypal since I disputed it through them. If I had linked my checking account, they would have help a fraudster steal 700 dollars from me.
That was the end of my interactions with PayPal.