Individual what now? Sovereignty? We pretending fiat currency isn't a thing now? You a gold bug? Understand I don't disagree with any particular point you've made here but you may as well be freaking out about the weather. If the international financial system were to ever truly brick 2/3 of the world's population would busy themselves with killing each other. The surviving third that didn't succumb to disease would likely starve. What flavor of (now worthless) fiat currency you might have hoarded isn't going to alter any outcomes. I feel like what you're expressing here is less like a rant on international banking and more like pathological mistrust in institutions as a concept.