You can believe that all you want, but most of the world population:
- Does not have high English literacy
- Does not have access to quality financial education
- Does not have a deep knowledge of defi systems.
If you want to build something that appeals to a global audience instead of a tiny niche, the product needs to protect users from making basic errors. If they don’t want those protections, they can always step around them by accessing smart contracts directly which is the beauty of blockchain.
Bring on the downvotes for not sharing your opinion.