> Interesting. This would mean that they actually have the data to confirm whether it is correct.
I don’t find that surprising. I’ve hired a private investigator in the past. The amount of data US consumer reporting agencies have goes back decades. They will happily sell it to you as long as you agree not to use data older than regulatory thresholds. Credit reporting tends to have 5-7 year thresholds, so many people think that’s all they have. They keep it for much longer, and just make you agree you won’t use data older than the applicable threshold.
The reports I gotten from my PI have had biographical data going back to the late eighties. They’ve even provided SSNs and DOBs with nothing more than a name and general address match.
I don’t find that surprising. I’ve hired a private investigator in the past. The amount of data US consumer reporting agencies have goes back decades. They will happily sell it to you as long as you agree not to use data older than regulatory thresholds. Credit reporting tends to have 5-7 year thresholds, so many people think that’s all they have. They keep it for much longer, and just make you agree you won’t use data older than the applicable threshold.
The reports I gotten from my PI have had biographical data going back to the late eighties. They’ve even provided SSNs and DOBs with nothing more than a name and general address match.