These are simple explanations to a complex topic. I shared the nuance as to why you can be held hostage in a medical emergency in the United States. Please disregard my comment if you're not getting value from it.
No you are claiming the carrier "doesn't want to pay for it because they deem what the clinic charged as "too expensive"".
That is not nuance, that is an knee jerk unsubstantiated misleading claim. You have 0 details into what chassis the plan is carried on, what the plan design is, who the carrier is etc.
>>"this is why global/nomad/world traveller health insurance typically excludes the US specifically from coverage and visitors to the US in many cases will fly home for urgent medical emergencies vs receiving care in country; the economics are simply unpalatable."
Again misleading, there are expatriate plans specifically for visitors to the USA, and frankly, it's great coverage.
The point is that you have to specifically opt for US coverage, rather than the default global coverage, because of the eyewatering expense of medical care in the US.
