Ask yourself: Am I ready to be a bottom feeder on the lowest rung of society, rifling through garbage in the hopes of squeezing some poor schlub out of a few bucks?
Iām tempted to do this, just to then turn around and send a letter to the debtors saying that I will take no attempts to collect this debt and you do not need to pay.
As noted, there are some orgs trying to actually discharge debts this way. You should try hooking up with one of them, they probably know what they legal/administrative tasks to do it are.