Trade offs. Everyone has a different situation, but for most people in the world $5000 in a car would enable so many different things they can do that it is worth it (or would be worth it if they could find that $5000 in the first place - for many if they had a car they could earn more than $5000 to pay for it, but lacking the $5000 to get the car in the first place they can't earn enough to buy it)