Some of my captures go into ~/org/refile.org, which I use as triage/inbox, but I usually use this template that puts entries into a datetree in another org file:
(setq org-capture-templates
(quote (
[...]
("j" "Journal" entry (file+olp+datetree "~/org/work/work.org" "Diary")
"* %?\n\n\n" :clock-in t :clock-resume t :empty-lines-after 1)
[...])))
I'm not the same person but I use org-roam‐dailies-capture-today with the default capture template for stuff like this. I do want to play around with making more useful capture templates.