> So most of the people using it are either bad actors or speculators
"bad actors" according to their government, which could mean people who simply want the right to vote, or to live free from oppression, secret police, etc.
Even if we take this at face value and assume these are all dissidents seeking freedom, cryptocurrencies would be a bad idea because they force you to leave a paper trail for prosecutors and deal with intermediaries who could be suborned. If Iranian dissidents buy something with cash, they might find that the person they thought was trustworthy is secretly working for the police and they’re going to have a bad time but they would at least only have proof of that single transaction. If they use cryptocurrency, the police get likely years worth of transaction history and a list of everyone you’ve worked with.
"bad actors" according to their government, which could mean people who simply want the right to vote, or to live free from oppression, secret police, etc.