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How do you handle healthcare and retirement as a contractor? Many contracting shops I see offer very poor benefits. Might be looking at the wrong companies, but it seems like worse compensation than FTE.



I pay for healthcare and retirement myself. Retirement is great because you can put a lot more in than you can via 401K or IRA. I don't contract anymore because the compensation is worse than it used to be unfortunately. It used to pay roughly 2x a salary and now I don't think you can even make as much as salary. This was for being essentially augmented staff.




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