As someone with glasses: I have tried both insets and larger headsets that can fit glasses. The insets are absolutely the way to go. Just think of them as part of the headset's price.
You're right that VR is currently relatively expensive in terms of "entertainment per dollar" compared to other activities. If you still find enjoyment in non-VR video games for example, there's nothing wrong with continuing to doing what you like.
You're right that VR is currently relatively expensive in terms of "entertainment per dollar" compared to other activities. If you still find enjoyment in non-VR video games for example, there's nothing wrong with continuing to doing what you like.