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The house? 35k isn't enough to RENT a place of your own almost anywhere in the US, never mind a mortgage, and all the additional expenses that come with owning a home, like maintenance.


The are plenty of places in the US where people get by on $35k. But yeah if you're looking for a big city $35k probably won't cut it.


Even in the middle of nowhere, it's basically impossible to find a 1br for under $1000/month. That's $12k/yr.

At $35k/yr, you have $2500/month post tax, so at $1000 you're spending almost half your post-tax income on rent (and that's not including utilities, taxes, etc).

That math doesn't work, even in cheap places.


I'm not sure where you live, but in my area you can rent a well maintained 3 bedroom home with a yard for $850-950 per month. 1 bedroom homes rent for closer to $550.


I would love to know where you live. Those are like 10 year ago prices here, and I leave in a low COL smallish down in the South.


I'm in the south too actually, about 45 minutes outside Birmingham, AL

I've seen cheaper housing in Birmingham as well, but I don't know some of those areas nearly as well and couldn't vouch for how nice or safe they actually are outside of listing photos online




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