Some of these hurdles and requirements are unbelievably ridiculous and so obviously manufactured by the ISPs that I can't believe anyone seriously thinking it has anything to do with taxpayer protection or whatever they're making up... As a non-US citizen, I am so frequently perplexed at how you can, at the same time, have so many smart, hard-working and enterprising people in your country, and so deeply relinquish your freedom, choice and quality of life to either hyper-capitalism, or just idiotic politicians (usually both in connection)...