It depends on what "need" means. I'm pretty sure you can take a 400W TDP Threadripper and run it without active cooling. It will throttle down to run at whatever speed (well, TDP) that doesn't fry it. The Raspberry Pi does the same thing.
If your goal is to get the highest score on every benchmark, then yeah, you need active cooling. That has been true on every Raspberry Pi, I think. (I don't remember if the 1 needed active cooling. I did not have any. I also remember it taking over a day to recompile Linux! Still faster than setting up a cross compiler at the time ;)
And how hot does the bulb get? Googling yields "The surface temperature of incandescent light bulbs varies from 150 to more than 250 degrees" (https://www.pacificlamp.com/temperature-of-a-100-watt-bulb.a...). Which, googling says, is likely hot enough to damage a CPU.
150F is like 65C which loads of CPUs run fine at. Going past 212F (100C) is usually where you'll start having problems with a lot of common desktop processors.
If your goal is to get the highest score on every benchmark, then yeah, you need active cooling. That has been true on every Raspberry Pi, I think. (I don't remember if the 1 needed active cooling. I did not have any. I also remember it taking over a day to recompile Linux! Still faster than setting up a cross compiler at the time ;)