The startup (bootstrapped, non-US based) I work for creates a developer productivity tool which gives you high quality architecture “for free”, allowing you to instead focus on those bespoke un-automatable business rules. We essentially aim to solve the author’s stated issue here.
I'm very skeptical that's high quality for all use cases. Architecture is a huge trade off space and what's right for a particular product is most certainly wrong for another.
Absolutely, you choose or create the architecture or architectural components which make sense for your particular situation/requirements. After all, there is no one size fits all architecture, there is instead a choice of trade-offs.
