>How much is this monthly premium? We are talking about 50USD, 500USD, more?
Depends on who you are, where you are, who you're employed by, the ability of your employer to negotiate a deal, the willingness of your employer to provide "Cadillac" coverage to their workforce, and how much secret data broker information the insurance cartel has specifically on you and your prior medical conditions.
The thing about healthcare in America is that everything is unregulated and completely opaque. Prices are impossible to find at time of use, impossible to negotiate, and for most customers facing a medical catastrophe they will be both "unconscious" and "out of network". If you have a serious out of network emergency that your dodgy insurance doesn't cover you could be up for anywhere between $50k and several million dollars and filing for bankruptcy the day you leave the hospital.
If I had a very serious car crash with a helicopter evacuation and a lengthy hospital stay due to a spinal injury, a million might not cover it.
Depends on who you are, where you are, who you're employed by, the ability of your employer to negotiate a deal, the willingness of your employer to provide "Cadillac" coverage to their workforce, and how much secret data broker information the insurance cartel has specifically on you and your prior medical conditions.
The thing about healthcare in America is that everything is unregulated and completely opaque. Prices are impossible to find at time of use, impossible to negotiate, and for most customers facing a medical catastrophe they will be both "unconscious" and "out of network". If you have a serious out of network emergency that your dodgy insurance doesn't cover you could be up for anywhere between $50k and several million dollars and filing for bankruptcy the day you leave the hospital.
If I had a very serious car crash with a helicopter evacuation and a lengthy hospital stay due to a spinal injury, a million might not cover it.