Of course in any population there will be a long tail of people who are bad at finances, for example leasing cars they can’t afford or using buy now pay later plans for clothes they don’t need.
That's not what this is about though. In those situations, the person is consciously choosing a bad option. However this is materially different, because with auto-pay people are being charged without their knowledge. The first situation involves making a bad choice, but this is being unaware of a bad thing, which companies are exploiting.
That's not what this is about though. In those situations, the person is consciously choosing a bad option. However this is materially different, because with auto-pay people are being charged without their knowledge. The first situation involves making a bad choice, but this is being unaware of a bad thing, which companies are exploiting.