https://mikrotik.com/product/crs305_1g_4s_in is the sweet spot right now for home users. Four 10g ports and a 1g, you can use the 1g for “uplink” to the internet and one of the 10g for your “big old Nortel gigabit switch with 10g uplink” and one for your Mac and two for your NAS and VM server. ;)

Direct cables are moderately cheap, and modules for 10g Ethernet aren’t insanely expensive.