As a reminder for any US Citizens, there is an official path to getting this from each of the main three for free[1] is the approved method verified by FTC [2].
This still puts the burden on the consumer of having to verify that their credit file is accurate, not to mention the even bigger burden of trying to correct it.
1. https://annualcreditreport.com
2. https://consumer.ftc.gov/articles/free-credit-reports