Either way the duvet will accumulate grime at night that someone should be able to smell. I wash and change my bedding weekly and am disgusted by the low frequency others are reporting. Who enjoys the texture of besweated beddings? I can certainly tell the difference and I love clean sheets and hate stale ones! How do people not feel or care about this sensation?? Especially if you have sex on sheets that you don't wash for weeks. Holy ew.
It's fine to question it, but when questioning something millions of people do every day, year in year out, you might want to find a different hill to die on.