> My complaint is simply people imagining it is perfect elsewhere. Really that is not the case, no where is perfect.
Perfect is the enemy of good.
In Finland I can't remember the last time I filled a paper form for anything. And I've gotten new debit and credit cards, opened bank and stock holding accounts for me and my family, renewed _very_ expired passports, applied for multiple loans (200k€+), started a company and worked with medical services (recipes, doctor appointments)
The only things that required physical presence were getting my kid's first debit card and fetching the passports, everything else was fully digital and remote.
Yeah, same in Norway. I think the last time I dealt with paper was in 2012, when I had to sign a document to get a .no-domain (before they changed to digital signing). I just signed it with Photoshop instead, since I didn't bother printing and then scanning it.
Everything is digital/easy here and has been it for a long time. Old people can still get a waiver to get government snailmail instead of secure digital mail though.
Perfect is the enemy of good.
In Finland I can't remember the last time I filled a paper form for anything. And I've gotten new debit and credit cards, opened bank and stock holding accounts for me and my family, renewed _very_ expired passports, applied for multiple loans (200k€+), started a company and worked with medical services (recipes, doctor appointments)
The only things that required physical presence were getting my kid's first debit card and fetching the passports, everything else was fully digital and remote.