How well will you remember those memories by then? You'll have some pictures and videos to help, and some posts or journals to reread, but it could seem like an almost completely different person did those things by then.

I barely remember anything that happened to me 20 years ago (almost all of it is thanks to some journal entries I made back then and some files I have saved from then). I've surprised myself with what I've read in my journals relatively often, especially the further back I wrote them. Didn't remember those things happening to me at all. I mostly just remember major events and general trends.

Vacations I took more than 10 years ago I almost might as well not have taken because I remember at most maybe one or two brief anecdotes and a handful of mental images. And conversations I had with people are basically all lost if I didn't commit them to journals at the time.

Not outright disagreeing with you, btw, but sometimes it seems like I waste a lot of money chasing memories where I could have chased a few less memories, and be a lot closer to retiring by now.

Especially if we're talking media consumption, like CDs/movies/games I watched or played once, if that, or eating out so often in restaurants.