And I would argue, more importantly, it has way too little understanding for the influence it wants to have. SV companies want to disrupt every industry, irrespective of if the inefficiencies present are down to organizational inertia on the part of the market holders, or whether those inefficiencies are down to a myriad of other reasons we might want to do any given thing a little slower and more carefully than we otherwise might. Like, for example, background checks for taxi drivers before we give them the job of transporting strangers, alone, with zero oversight. That's not to say the taxi industry prior to Uber was saintly, far fucking from it. But it had a baseline of safety that went along with the corrupt incentive structures present in many places, that Uber completely failed to replicate and we had to re-learn the lessons we had already learned, which has cost a non-zero amount of lives.