Brit here so not exactly answering your question but I set things up so that the money is in the right place a few days before.
i.e. for simplification, try to get all bills to come out on the 1st, then make sure that $20k hits the account on the 25th. For the rest of the month it can be empty.
i.e. for simplification, try to get all bills to come out on the 1st, then make sure that $20k hits the account on the 25th. For the rest of the month it can be empty.