In other words, they are socializing the costs. Servers and electricity aren't free. Wouldn't it be better for the customer if they had no accident forgiveness and passed those cost savings along? Instead, you are paying for other peoples mistakes plus all the extra overhead caused from fraud that they incentivized.
We have to invest in fighting fraud and abuse anyway, such is the public cloud business. We don't intend to diminish user experience in service of fighting it.