I find Stephenson is detailed and wordy as you say, and the dream-like vagueness of PKD’s worlds also stands - but I would say that PKD uses worldbuilding as a narrative tool far more frequently, where through his impressionistic strokes of the pen you end up with an implied and coherent world - only for him to twist it, to shatter it, to absolutely subvert your expectations.

His shorts are where he shines, but I’ll admit to having read and enjoyed his entire corpus, down to the man’s withering legal correspondence.

I’ve gotta say I do love the culture series and his sci-fi works, but I have an equal amount of shelf space dedicated to Iain Banks - The Bridge and Whit stand out.