True, but when do you even have it explained. Last time I was purchasing a car for wife, the clerk simply made a crack about how my information is now all theirs ( I forgot the exact phrasing ). And those are people who are motivated to make sure you buy so thus incentivized to make sure you are not put off.

And don't even get me started on an average person. I get blank stares when I go on a privacy rant. At best, they simply do not have time to care.