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> backed-by-gold is baked into the design of the money we're currently

Where do you get that idea from? The Federal reserve flatly denies it: https://www.federalreserve.gov/faqs/currency_12770.htm

The US came off the gold standard in 1933. I'm pretty sure no country uses it now.




Sure, we took the actual gold out of it--but we've still got bankers creating money by issuing loans, bankers who are restricted in doing so by notions of scarcity which are pretty much arbitrary, and who have no reason to care whether they're helping or hurting the rest of us so long as they turn a profit and don't break the law. It's the same design as we had in 1933.

It's a system that works, more or less, I just think it would work better if it had some alternatives to compete against. Alternatives would give the powerful a reason to care about non-monetary outcomes.




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