$374k at say 7% interest with average property taxes and insurance will be around $4.2k/month. not quite $60k/year but not too far off…

I think your number is a bit high. Looking at a few calculators, even if I push the property tax & insurance numbers quite a bit higher than I think is credible, I can't get the numbers past $3800/mo or so. More reasonable seems to be around $3400/mo. So that's $40k-$46k/yr, well below that overinflated $70k-$100k figure quoted upthread.

Also your math is off: even at your $4200/mo estimate, that's $50,400/yr, nowhere near your "not too far off" $60k. And that puts it at 30%-50% below the $70k-$100k range, which makes that range laughably inaccurate.

4.2k * 12 months = 50.4k -- so 20k under the bottom of the large range previously posted (70k-100k/yr)

Current 30 year rates about 6.5% which would mean about $2150 assuming about 10% down payment and 340k mortgage over 30 years.

That would mean you are paying $2k a month in tax and insurance?!