There is a lot of utility in bypassing the credit card company cartel which have been abusing their position to create a pseudo government to shut down or kill the value of (maybe to make them easier to buy out?) targeted businesses. Or in some cases impose the christian ideology of the owners upon entire countries, most recently japan.
Cryptocurrency when not being used for speculation or investment nonsense has already successfully provided a pressure release valve for abuse by the credit card cartels. It still sucks, and isn't very convenient or good for most transactions or safety. But it works!
It would be more ideal to just regulate the credit card companies properly but that appears to be beyond current government bodies.
