Not everyone can invest in the stock market… at least not in a way that is helpful. Sure, I might be able to put $20/mo in if I’m working poor and over a few years it will double if I’m lucky.
$4/he starting wage makes you around my parents age (50+) so I’m guessing you easily earn six figures now since you hang out on HN. The crowd here does not represent poor people very well (which is fine!) but you can’t extrapolate your experience to everyone. Yea the stock market is great, but it says nothing about the single mom working two jobs to put food on the table with no energy left to tinker with ETFs.
If anything it's easier now than ever to invest in stocks. Online trades, no commissions, and fractional shares. When I started I had to pay a broker to do the trades. And still against those odds somehow it worked.
$4/he starting wage makes you around my parents age (50+) so I’m guessing you easily earn six figures now since you hang out on HN. The crowd here does not represent poor people very well (which is fine!) but you can’t extrapolate your experience to everyone. Yea the stock market is great, but it says nothing about the single mom working two jobs to put food on the table with no energy left to tinker with ETFs.