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https://www.federalreserve.gov/publications/2024-economic-we...

> When faced with a hypothetical expense of $400, 63 percent of all adults in 2023 said they would have covered it exclusively using cash, savings, or a credit card paid off at the next statement [...] 37 percent of adults [...] would not have covered a $400 expense completely with cash or its equivalent




Thanks, very helpful! I am still puzzled how this data reconciles with the median net worth figures that are also produced by the federal government (too lazy to google again).




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