Your argument would be stronger if your black box mental model wasn’t so obviously exaggerated.
I live in the UK where we have universal healthcare that is free at the point of need. We also have private healthcare. In most countries in Europe both private and public healthcare exist side by side. Per capita spending on healthcare (across the private and public provision) in the UK is a tiny fraction of what it is in the US and outcomes in terms of quality adjusted life years and measured in individual life expectancy and patient outcomes for given conditions were significantly better than the US last time I checked (which is admittedly a while ago).
The US healthcare system is definitely expensive and delivers a poor outcome, but you’re not convincing when you try to make a pastiche of the system that paints it as purely bad and say that health insurance simply should not exist for pure moral reasons.
I live in the UK where we have universal healthcare that is free at the point of need. We also have private healthcare. In most countries in Europe both private and public healthcare exist side by side. Per capita spending on healthcare (across the private and public provision) in the UK is a tiny fraction of what it is in the US and outcomes in terms of quality adjusted life years and measured in individual life expectancy and patient outcomes for given conditions were significantly better than the US last time I checked (which is admittedly a while ago).
The US healthcare system is definitely expensive and delivers a poor outcome, but you’re not convincing when you try to make a pastiche of the system that paints it as purely bad and say that health insurance simply should not exist for pure moral reasons.