I agree. Give the average person the ability to make a good enough decision for their online security with minimal effort. I'm having a hard time being that concerned with TOTP 2FA being an option in the same location as passwords when the most important accounts people have are often limited to completely unacceptable SMS 2FA (looking directly at you financial institutions). Whatever it takes to get people off SMS and Email 2FA is a big win in my book, even if it isn't the best option.