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> In EU to get ANY money out of pension, you have to work like 30 years at the very same country (not EU).

Quite far from the truth.

https://europa.eu/youreurope/citizens/work/retire-abroad/sta...

Eligibility periods

In some EU countries, you must have worked for a minimum period of time to be entitled to a pension.

In such cases, the pension authority has to take into account all the periods you've worked in other EU countries, as if you'd been working in that country all along, to assess whether you're entitled to a pension (principle of aggregation of periods).

How your pension is calculated

Pension authorities in each EU country you've worked in will look at the contributions you've paid into their system, how much you've paid in other countries, and for how long you've worked in different countries.




In reality the system is already breaking down bc so few people pay into the pension system for so many old pensioners. Idk about Norway tbh - they seem to have a much more solid social system - but in Germany I don’t expect anything from the pension system in 2060+


Norway has an insane sovereign wealth fund worth 3x GDP that they can only withdraw 3% from per year and that oil sales go into (as they’re basically self sufficient on hydroelectricity), they own 1.5% of all global equities. Their pension system is probably the strongest in the world.


Norway’s pension is backed by $1.74T in sovereign wealth funds [1]. I doubt they’ll have the same issues as Germany.

[1] https://en.wikipedia.org/wiki/Government_Pension_Fund_of_Nor...


That’s nice if you’re Norwegian I guess


> to assess whether you're entitled to a pension

But that is what I am talking about! Maybe you get something, maybe not! And nobody knows if Norway will be in EU in 30 years from now!

This is not a stake where you get 10% share of your pension, for working there 3 years (10% of 30 years), but very vague promise.

> all the periods you've worked in other EU countries

What if I worked OUTSIDE of EU? I worked 15 years in Norway, than moved back to US.... Now I am freeloader and get NOTHING!!!


> But that is what I am talking about! Maybe you get something, maybe not! And nobody knows if Norway will be in EU in 30 years from now!

I don't know the specific case of the US and Norway, but some EU countries have extra bilateral agreements with non-EU countries. Italy for example has agreements with countries all around the world (among them the U.S.).

If you are worried that you may not get your money in 30 years, other agreements give the person going back to his home country the right to get back the money that he gave to the pension fund (this include the U.S.).

Now, this depends on the country, but I wouldn't discount the destination without checking first.


> If you are worried ... other agreements

I am not worried. I am saying there is no contract that says you get X in N years! Maybe that maybe something, but it is very vague promise.


> Now I am freeloader and get NOTHING!!!

https://dictionary.cambridge.org/dictionary/english/freeload...

a person who uses money, food, a room in a house, etc. given by other people, but who gives nothing to them in exchange


Yes, and because you only worked there 15 years, you did nothing and are freeloader!

Read laws, locals who only worked 15 years are also not entitled!


> Yes, and because you only worked there 15 years, you did nothing and are « a person who uses money, food, a room in a house, etc. given by other people, but who gives nothing to them in exchange »!

Ok then.


> But that is what I am talking about! Maybe you get something, maybe not!

You wrote that in the European Union (nothing to do with Norway) you don’t get ANY (your uppercase) money if you don’t work « like 30 years » at the « very same » country. If you don’t stand by what your wrote so much better because it was false.


blablabla, I know PhD from Asia, who worked in Norway for 5 years. Their take is any money they get from pension is a bonus. They may get lucky to break even, without counting 24 years of inflation!




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