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very curious - why did it take you 5 years to launch post YC? (It says W20 batch)



Hey! We've pivoted a few times now and prior to this our product was enterprise focused so no reason to post on HN.


this is our 3rd pivot :) we've launched other products before such as Ledger API processing over $100m in txn volume a month and a PCI vault for fintechs with 1m+ users. However we took a hard decision to pivot again as we didn't feel like we'd achieve the impact we wanted in those markets.


Which ledger api is that and which PCI vault?


Both under the Modernbanc umbrella, vault is still publicly visible: https://modernbanc.com/vault




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