Hello HN Community,

I built a simple credit assessment tool (Vibe coded using Chatgpt & edited) for wholesale distributors in India, where informal credit is commonly used to supply retail shops. This tool helps distributors decide how much credit to extend based on a shop’s profile.

Note: The amounts are displayed in Indian Rupees.

We’d love your feedback, criticisms, and questions!

P.S. We're working on building the Faire for India—an instant inventory platform that lets small stores stock only what they need, reducing both overstocking and stockouts while improving cash flow.