So, they're large enough and, in aggregate, young enough to affordably self-fund de facto term life insurance.
At my last corporate gig, I received a certain amount "for free" and could purchase roughly equivalent coverage for something like $50 or $100 a year additional out of pocket.
Not to put it down, necessarily. But non-Googlers may already have access to something comparable.
P.S. The term life insurance pays a lump sum up front. OTOH, it typically excludes certain high-risk activities and perhaps some other stuff that may have you talking to a lawyer to sort out who owes you what, in some niche cases.
At my last corporate gig, I received a certain amount "for free" and could purchase roughly equivalent coverage for something like $50 or $100 a year additional out of pocket.
Not to put it down, necessarily. But non-Googlers may already have access to something comparable.
P.S. The term life insurance pays a lump sum up front. OTOH, it typically excludes certain high-risk activities and perhaps some other stuff that may have you talking to a lawyer to sort out who owes you what, in some niche cases.