This sadly does not say anything because the kilometers driven is unknown in this statistic, right?
So it could be that female drivers do not drive that many kilometers compared to males, which results in less accidents.
Also, is this accidents total men / women? Then it would not even take into account, that there are significant more male riders.
GP didn't specify, but IIRC vehicle incident rates are usually specified in terms of distance driven/ridden, so the stats they were looking at may have already taken that into account.
This would be better. Still does not take into account bigger and smaller bikes. I find it extremely difficult to judge that. From my experience, you are absolutely right. Men seem to take higher risk and some of them the consequences.
Also, is this accidents total men / women? Then it would not even take into account, that there are significant more male riders.