False equivalence. You can do without cigarettes and alcohol, but not without cars in majority of the United States. Only about 10% of the adults smoke vs car ownership in American households is 90% with almost 40% owning more than one car. Comparing what you necessity with a discretionary expense isn’t fair.
Comparing what you necessity with a discretionary expense isn’t fair.
A car might be necessity, but spending more than say $15-20k max on a (second hand) car is a discretionary expenses for the vast majority of people doing so.