Steam gift cards are funded by traditional banking products and partnerships. They can’t live without the invisible hand of the banking and credit card industry.
I like this (ab)use of the invisible hand meme. But in economics the “invisible hand” is more of a benevolent deity than a predictable mechanism. I propose “hidden hand” for what credit (card and rating) companies do.
it really is the same invisible hand. the economics invisible hand is doing whatever the capital owners want the economy to do. weighing influence by capital is what makes visa have that power