I went last year to Lisbon and Barcelona, from Brazil with 0 cash in any currency.
I had a debit card with some hundreds of EUR already charged, but I ended up using it with an NFC enabled smartphone.
No issues at all, even going in far places outside Barcelona. Everyone very receptive in BCN.
I looked at ATM terminals and they seemed full of rules and complications. I tried to get some cash just to collect the notes as a souvenir, but I gave up.
Again, everyone accepted my NFC enabled smartphone, I tested my debit NFC card and my local bank CC NFC card as well
So I think ATMs present a lot of friction for sure.
Same this year - I went through Spain, France, and Portugal last month and did not have to take money out of ATM for anything including eating, shopping for groceries, paying for gas or sightseeing.
ApplePay connected to my no forex transaction credit card earning 3% cashback covered 95% of these transactions and a few times I had to use that credit card directly.
How did you manage without cash in France? Many places here don’t accept anything but cash for amounts less than 5 or 10 Euros. If I just want to buy a coffee or a baguette, I often need cash.
I had a debit card with some hundreds of EUR already charged, but I ended up using it with an NFC enabled smartphone.
No issues at all, even going in far places outside Barcelona. Everyone very receptive in BCN.
I looked at ATM terminals and they seemed full of rules and complications. I tried to get some cash just to collect the notes as a souvenir, but I gave up.
Again, everyone accepted my NFC enabled smartphone, I tested my debit NFC card and my local bank CC NFC card as well
So I think ATMs present a lot of friction for sure.