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My issue with PayPal is they've always been that way. I've come close to deleting my account on 4 separate occasions.

I've had one since shortly after their merger from the old X.com https://en.wikipedia.org/wiki/X.com_(bank) .

Per discussions on this thread, the singular reason people have tolerated their horrid service over the years they've been an effective monopoly in many locales.



> the singular reason people have tolerated their horrid service over the years they've been an effective monopoly in many locales.

This is correct. For some reason, many people (merchants surprisingly!) love PayPal and only accept payments through it, especially those outside the US and UK. Sometimes "guest payments" aren't an option, and that means you either get a PayPal account or don't purchase the product/service.


I did delete many years ago.

They blocked me claiming suspicious activity occurred in my account (just a low traffic personal account). Ignoring me wanting to know what suspicious activity was it and if it needed, or actually already was, reported to the authorities.

Unluckily this deletion does not hold well, occasionally with weird merchants only offering PayPal payment - credit card through PayPal - the paying fails using my old email used in the purchase and was used with PayPal before. They keep forcing me to log in. But can't! It is deleted!

I did not trust their sloppy ways then, the feeling is stronger now.


Just delete it. I used to have an account, and my experience using “guest payments” (which are usually, but not always, supported) is generally more reliable than logging in and paying.


This requires a bank that will issue one time use card numbers. PayPal is less friction for the benefit of proxying your credentials.


Or you just put your regular credit card number into PayPal and tell it that you want to check out as guest. There's a little option that you need to uncheck so it doesn't try to make you an account.




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