Its fine, once institutions gobble up all the coins and the block reward disappears the blockchain can just stop. Bitcoin got eaten up by institutions.
Investing is work. You have to spend time researching different opportunities, and even then there is still a risk involved.
If you made money by buying bitcoin a long time ago, you didn't get something for nothing. And if you sell it now, you can profit before the game of musical chairs collapses. So there is a limited window of arbitrage.
A little bit of work multiplied by a lot of risk and time.
