Completely fair point. If I knew the importance of buying a house and how in reach it's always been for me with FHA loans, perhaps I would have taken budgeting classes more seriously. If I knew about the option of putting in some sweat equity for a new DIY kitchen countertop in that house I'd eventually come to buy, perhaps I would have paid more attention to the Pythagorean theorem to know how to cut the corner-piece. So on, and so forth.