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I feel your pain.

I don't know if this helps but if you really require card processing facilities you should consider other merchant banks as opposed to the high-street ones which are willing to take more risks. I have had a few successful applications for organisations with no trading history on FDMS (First Data Merchant Services).

GoCardless seems like a great option but I just don't see it working on B2C websites. On the other hand, B2B seems very feasible.




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