Except that wasn't why Paypal became what it is today. The P2P aspect and sufficiently protecting the customer during early days of e-commerce is why Paypal became so big. Removing the need to enter the full credit card info - was a nice to have - and secondary, once use of Paypal became more ubiquitous.
Infact, Affirm would have to hope that customers will use anything other than credit cards to settle with Affirm - because it will be cost prohibitive for them to do that. They would have to find ways to justify the customer settling via ACH. Too little, too late imho.
Infact, Affirm would have to hope that customers will use anything other than credit cards to settle with Affirm - because it will be cost prohibitive for them to do that. They would have to find ways to justify the customer settling via ACH. Too little, too late imho.