You've made the mistake of finding a rule that works in a particular environment and trying to apply it in all situations. The HN community is nothing like the financial industry. Applying that level of cynicism to all aspects of life is likely to have a damaging effect to both you and the communities we live in.
"The HN community is nothing like the financial industry."
Oh how I wish that were the case, but there's a really strong mapping from HN and SV to finance (too much to mention in a reply, but I may try to flesh it out in a blog post one day)
