This is what I would try to do if I were the bank. They would have to write off the credit card balance, because voiding the contract cuts both ways. But considering that the bank is potentially liable for much greater damages, it might make sense.
Will it work? It's hard to say. Courts are generally skeptical of the excuse that "I didn't read the contract."
Perhaps it comes down to this: Does a party who makes proposed edits have any obligation to point out such edits? Or does the responsibility lie wholly with each party to read the contract in its final form?
Will it work? It's hard to say. Courts are generally skeptical of the excuse that "I didn't read the contract."
Perhaps it comes down to this: Does a party who makes proposed edits have any obligation to point out such edits? Or does the responsibility lie wholly with each party to read the contract in its final form?